Enhancing Co-operative Resilience through Agricultural Support Services and Climate Change Adaptation and Mitigation Mechanisms in Tanzania

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Prof. Neema Penance Kumburu
Prof. Baltazar Mlagara Namwata
Prof. Isaac Eliakim Kazungu
Ernest Lucas Hizza

Abstract

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This study examines how co-operative societies in Tanzania build resilience in the face of agricultural support-service constraints, market instability, and climate-change-related risks. Drawing on survey data from 548 co-operative organisations, including Agricultural Marketing Co-operative Societies (AMCOS), dairy co-operatives, fish co-operatives, and Savings and Credit Co-operative Societies (SACCOS) in Dodoma, Kilimanjaro, Mbeya, Mtwara, and Tabora, the study analyses access to farm inputs, input information, market arrangements, credit, extension services, and climate adaptation and mitigation practices. The study also integrates qualitative evidence from 16 key informant interviews (KIIs) and 10 focus group discussions (FGDs) to explain the institutional and practical conditions behind the quantitative patterns. The findings show that agricultural input demand increased among 58.3% of respondents, yet co-operatives continued to face cash constraints, high input prices, long distances, weak transport systems, and limited access to wholesalers. Market access was relatively satisfactory for many AMCOS, but fish co-operatives and some SACCOS experienced weaker formal market arrangements. Credit access and extension services were uneven, with extension reach remaining inadequate for climate-smart transformation. Knowledge and practice of climate and agroecological methods remained low across many co-operative types, although some AMCOS members showed stronger engagement in soil conservation, forest conservation, and integrated production systems. The findings are consistent with recent literature showing that co-operatives can reduce transaction costs, improve access to credit, strengthen collective bargaining, and support climate change adaptation, but only when supported by inclusive governance, reliable extension, financial literacy, market intelligence, and climate-smart institutional capacity. The study concludes that enhancing co-operative resilience in Tanzania requires an integrated package of finance, extension services, market linkage, gender inclusion, infrastructure development, and climate-smart agricultural support services.
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Author Biographies

Prof. Neema Penance Kumburu, Department of Human Capital Management and Administration, Moshi Co-operative University (MoCU), Kilimanjaro, Tanzania

Prof. Neema Penance Kumburu, PhD, is an Associate Professor at Moshi Co-operative University (MoCU), Tanzania. She holds a PhD in Business Management from Sokoine University of Agriculture and has authored more than forty peer-reviewed publications covering leadership, governance, public sector reforms, human resource management, and strategic management. Her research interests also include rural development, co-operatives, entrepreneurship, organisational development, agricultural trade, and value chains. She is a passionate advocate for Gender Equality and Social Inclusion (GESI) and continues to contribute to inclusive and transformative development through her scholarship and thought leadership.

Prof. Baltazar Mlagara Namwata, Department of Community Development and Gender, Moshi Co-operative University (MoCU), Kilimanjaro, Tanzania

Prof. Baltazar Mlagara Namwata is an Associate Professor, researcher, and consultant at Moshi Co-operative University (MoCU), Tanzania, with over two decades of experience in higher education, agricultural research, and development planning, monitoring, and evaluation. His training, research, and consultancy interests include agricultural extension, adoption and impact studies, agricultural and commodity value chains, strategic leadership and governance, green supply chain management, climate change adaptation and mitigation, co-operative management, Gender Equality and Social Inclusion (GESI), water, sanitation and hygiene (WASH), and livelihood resilience and vulnerabilities.

Prof. Isaac Eliakim Kazungu, Department of Marketing and Enterprise Management, Moshi Co-operative University (MoCU), Kilimanjaro, Tanzania

Prof. Isaac Eliakim Kazungu is an Associate Professor, researcher, and consultant in the Department of Marketing and Enterprise Management at Moshi Co-operative University (MoCU), Tanzania. His research interests include international marketing, marketing of African indigenous vegetables, service marketing, export performance, and agripreneurship development. He has over 15 years of experience in academia and has been involved in international research projects, including Livelihood Urbanisation and the Use of Natural Resources in Africa (LUNA), Sustainable Employability through HEIs' Innovative Pedagogy (SUSIE), and Strengthening Capacities of Co-operative Societies and Member-Based Organisations in Tanzania (CACOSMBO).

Ernest Lucas Hizza, Department of Economics and Statistics, Moshi Co-operative University (MoCU), Kilimanjaro, Tanzania

Mr. Ernest Lucas Hizza is a researcher and lecturer in the Department of Economics and Statistics at Moshi Co-operative University (MoCU), Tanzania, and a PhD candidate specialising in climate change and livelihood dynamics among smallholder farmers. With over 18 years of professional experience, he has expertise in climate change adaptation, environmental management, geospatial data analysis, Geographic Information Systems (GIS), remote sensing, and monitoring and evaluation of development programmes. He has led and supported numerous baseline, midline, endline, and impact evaluations, integrating environmental sustainability, Gender Equality, and Social Inclusion (GESI) into programme and project assessments.

How to Cite

Enhancing Co-operative Resilience through Agricultural Support Services and Climate Change Adaptation and Mitigation Mechanisms in Tanzania. (2026). Journal of Co-Operative and Business Studies (JCBS), 10(1), 1-16. https://doi.org/10.63444/3f1h7x73

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